Question 1

What is Wealth Management?

Accepted Answer

XT Wealth Management is a leading crypto asset management platform committed to curating top-tier investment strategies for steady wealth growth. Whether you're a high-net-worth individual, an asset management professional, or an XT VIP member, we provide secure, stable, and competitive Wealth Management solutions to meet your diverse needs. This product’s returns primarily come from low-risk, market-neutral arbitrage strategies, ensuring stable earnings while maintaining strict risk control.

Question 2

Wealth Management Product Rules

Accepted Answer

Wealth Management products can be subscribed to at any time. The interest accrual time varies depending on the product’s settlement cycle. Interest from the previous cycle is distributed at a fixed payout time each month (settlement days). The interest mode is Distributed on Settlement Day, and the interest distributed is automatically credited to the user's Spot account. Wealth management products have no fixed term and can be redeemed at any time. After a redemption request is submitted, the redeemed amount will be credited to the Spot account at a fixed redemption arrival time each month. Earnings for the current settlement cycle will not be affected.

Question 3

How is the daily profit calculated for Wealth Management?

Accepted Answer

The daily earnings from Wealth Management are not fixed and will be dynamically adjusted based on the actual returns from quantitative strategies. The estimated earnings are for reference only and do not represent a guarantee of actual earnings. Please refer to the periodic settlement for the final earnings. User's Daily Earnings = User's Holding Amount * Current Day Actual APR / 365.

Question 4

What are the risks of Wealth Management?

Accepted Answer

After a user subscribes to a product, the assets will be locked. Once a redemption request is submitted, the redeemed funds will only be available after the current cycle’s settlement day (fixed redemption payout time). Please carefully assess your personal asset liquidity needs before investing. XT Wealth Management focuses on low-risk investments, ensuring the security of user assets through strict selection of partner providers and rigorous risk control measures.

Question 5

How can I subscribe to Earn products?

Accepted Answer

To subscribe to Earn products, users need to ensure that their Spot account has sufficient balance in the corresponding coin. Then, on the product details page, users can enter the subscription amount and click Subscribe to complete the purchase. After successful subscription, the subscription amount will be deducted from the user's Spot account and converted into corresponding holding positions in the Earn account, while the fund records can be viewed in the Spot account.

Question 6

How are the Earn profits distributed?

Accepted Answer

The distribution time of profits varies for different Earn products. Some products distribute interest daily, while others distribute interest upon maturity. Please refer to the specific product details page. Once the profits are credited, users can view the credited amount and fund records in their Spot account. If you do not receive your Earn profits in a timely manner, please contact customer service for assistance.

Question 7

How can I redeem Earn products?

Accepted Answer

The redemption rules vary for different Earn products. Some support manual early redemption, while others can only be automatically redeemed upon maturity. Please check the specific product rules. If the product supports early redemption, users can click Redeem under the product positions in the Earn account, enter the redemption amount, and submit it after confirmation. The redemption time varies for different Earn products. Once the redemption is credited, users can view the credited amount and fund records in their Spot account.

Question 8

How can I view Earn product positions, Earn orders and fund records?

Accepted Answer

Users can view all currently held positions of Earn products in the Earn account. By clicking Earn Orders on the Earn account page, users can view historical orders related to product subscriptions, interest distributions, redemptions, etc. Fund records can be viewed in the Spot account with type of Earn selected, users can see all records related to Earn, including subscriptions, interest distributions, and redemptions, etc.

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